Using Business Plan Studio

Build inputs covers promoters, skills, products, production, resources, finances and marketing. Business Plan presents all sections (§1–§19), including working capital and profit per member. Analysis shows the charts and projections.

Choose Kalahandi Masala for a complete SHG spice-unit example, another starter template, or a blank model. Edit the values to match your own enterprise.

Set the business name, location, currency and projection period (1–60 months). Daily analysis also uses production days per month (1–31) and production months per year (1–12).

Choose English, हिंदी or বাংলা at the top. This browser remembers your choice for a year; clearing site data resets it. Changing language preserves inputs and undo history. Names and edited text stay as entered. Technical terms such as Break-even and ROI remain in English, with explanations below.

A category groups related entries. Add, rename or remove rows and the calculations update immediately. Revenue is price × quantity. Assets contribute to initial investment for ROI.

Choose a calculation basis for each entry. Per-unit costs multiply by total units; per-production-day costs multiply by production days; total-amount entries multiply by their quantity (or 1 when blank). Yield adjusts raw-input costs: 0.7 means 10 kg input produces 7 kg output.

When revenue quantities are absent, the engine uses capacity. Assign Base capacity and Utilization (%) roles, or an Actual output role for the finished quantity. Reference-only rows are excluded. Roles stay the same when you rename an entry or switch languages.

Variable costs change with production: raw materials, packaging, per-order freight, commissions and payment fees. Labour includes daily wages, piece-rate workers and staff hired only on production days.

Fixed costs continue even when production stops: rent, insurance, monthly salaries, software subscriptions and standing utility bills. Financing includes loan repayments and interest. Miscellaneous and custom categories are fixed by default.

Classification follows the category type, with explicit overrides in templates. Kalahandi utilities are variable because electricity and transport grow with production. The same classification drives Break-even and the §18 working-capital table.

Break-even: the sales level where total revenue equals total cost; there is no profit or loss.

Contribution margin: the selling price left after paying the variable cost of one unit. It pays fixed costs first, then contributes to profit.

ROI: profit as a percentage of the initial investment entered under Assets.

Working capital: money needed to run the business. The plan's §18 table lists the monthly fixed and variable operating costs.

Cash flow: money coming into and going out of a business. This app's chart uses cumulative projected profit as a simplified view; it does not model payment timing.

Break-even needs a positive contribution margin. If it is unavailable, review prices and variable costs. Profit per member divides profit among marked owners, or all members when no owner is marked. Numbers use decimal arithmetic and display up to two decimal places; currency totals round to whole amounts.

Enable daily analysis in the business profile for seasonal production or daily wages. Production-day costs use working days; selling-day revenue uses the projection period. Daily-paid totals sum entries whose basis is Per production day.

The projection multiplies base units by min(0.72 + 0.035 × i, 1.18), with i starting at 0. This models demand rising from 72% in month 1 to a 118% ceiling. Monthly revenue is units × average price; variable cost is units × variable cost per unit; profit subtracts both fixed and variable costs. Cumulative profit adds the monthly profits.

The Break-even chart samples 9 volumes from 0 to max(total units × 1.6, 100). Revenue is units × average price. Cost is fixed costs + units × variable cost per unit. The revenue and cost lines cross at Break-even.

Use the bottom toolbar to download PDF or Excel. Reports use the language selected when you start the download. User-entered content stays unchanged. Excel keeps calculation values as numbers, and PDF embeds fonts for English, Hindi and Bengali.